Claim Timeline

Visualize your expected timeline based on your disability start date and filing method.

Your Situation

Disability Start Date Usually your last day worked

Filing Method Mail adds ~2 weeks; In-person may be faster

Online

Mail

In-Person

I live in California

Legend

EDD Process

Hartford LTD

Personal

Deadline

Upcoming Deadlines

Expected Timeline

Last Day Worked

Critical

Your disability start date for most purposes

Apr 27, 2026

File CA SDI Claim

Should file within 49 days of disability start

Apr 28, 2026

± 7 days

Apr 28, 2026

1 days

EDD Initial Processing

EDD reviews claim and may request documents

May 5, 2026

± 21 days

May 5, 2026

14 days

Doctor License Verification

EDD verifies your doctor's medical license

May 19, 2026

± 5 days

May 19, 2026

10 days

First EDD Payment

Critical

Expected date of first CA SDI payment

May 29, 2026

± 30 days

Sick Bank Exhausted (Typical)

When most pilots exhaust sick and DSA banks

Jun 11, 2026

± 30 days

Hartford Offset Applied

Critical

Hartford begins reducing LTD by expected SDI amount

Jun 11, 2026

± 15 days

EDD Filing Deadline

Critical

Must file SDI claim within 49 days of disability start

Jun 15, 2026

Hartford Appeal Deadline

Critical

6 months to appeal Hartford offset decision

Oct 24, 2026

Critical Deadlines

Last Day Worked

Apr 27, 2026

0 days

First EDD Payment

May 29, 2026

32 days

Hartford Offset Applied

Jun 11, 2026

45 days

EDD Filing Deadline

Jun 15, 2026

49 days

Hartford Appeal Deadline

Oct 24, 2026

180 days

Timeline Estimates

These timelines are estimates based on typical processing times. Actual timelines can vary significantly based on EDD workload, completeness of your application, and other factors.