Documenting Your Income

Documenting Your Income

What records to gather before filing a CA SDI claim

Last updated: May 2026

Documenting Your Income

What to Collect

Pay Stubs (Last 18 Months)

You need pay stubs covering your entire base period plus some buffer:

DocumentWhere to FindWhy You Need It
Pay stubs (18 months)ADPProve quarterly income
YTD summariesADPQuick income verification
Direct deposit recordsYour bankBackup proof of payment
Your ADP access may change or be limited if you go on extended leave. Download everything you might need BEFORE you become unable to work if possible.

W-2 Forms

Keep your W-2 forms for the current year (when available) and the previous 2 years. Box 14 shows CA SDI withheld — if this is blank or zero, you may not have been paying into SDI and should verify with HR before filing.

Flight Records

If EDD questions when you stopped working vs. when sick-bank pay started, these are your proof:

  • PBS bid records (shows scheduled work)
  • Actual trips flown records
  • Sick time usage records from VIPS
On FedEx ADP stubs, sick pay often appears under "Regular Pay" on the summary line. Flag every period where sick pay replaced flight pay so you can explain the income drop to EDD without ambiguity.

How to Organize

Calculate Quarterly Totals

For your base period, identify the highest quarter — this single quarter determines your weekly benefit amount:

Q1: Jan + Feb + Mar = $____
Q2: Apr + May + Jun = $____
Q3: Jul + Aug + Sep = $____
Q4: Oct + Nov + Dec = $____

Highest Quarter: $____ (this determines your benefit)

Where to Find Documents

ADP

  1. Log into ADP
  2. Navigate to Pay → Pay Statements
  3. Download each statement as PDF
  4. Save with naming convention: PayStub_2025-01-15.pdf

Direct Access

If ADP is unavailable (common on extended leave — download before you're off):

  1. Contact Jennifer Crisp, FedEx Senior Benefits Advisor (see Contacts) — she handles EDD pay-verification requests
  2. Request historical pay data as a spreadsheet, not just a letter

Bank Records

Your bank's direct deposit history is backup proof of payment dates and amounts if FedEx-reported data and your stubs conflict.

Creating Summary Documents

Submit a Pilot Pay Explanation Letter with your claim (see Templates). The table below is the quarterly summary to attach — EDD processors are not trained on BLG formulas or bid-month boundaries.

Quarterly Summary for Base Period

╔══════════════════════════════════════════════════════╗
║  QUARTERLY INCOME - BASE PERIOD                      ║
║  For Claim Filed: [Month/Year]                       ║
║  Base Period: [Start] to [End]                       ║
╠══════════════════════════════════════════════════════╣
║  Quarter        | Total Wages    | Notes            ║
║  ---------------|----------------|------------------ ║
║  Q1 (Jan-Mar)   | $85,000        | Full schedule    ║
║  Q2 (Apr-Jun)   | $92,000        | ← HIGHEST        ║
║  Q3 (Jul-Sep)   | $78,000        | Vacation month   ║
║  Q4 (Oct-Dec)   | $88,000        | Full schedule    ║
╠══════════════════════════════════════════════════════╣
║  HIGHEST QUARTER: $92,000                            ║
║  ESTIMATED WEEKLY BENEFIT: $1,765 (max)              ║
╚══════════════════════════════════════════════════════╝

Checklist

  • Downloaded last 18 months of pay stubs from ADP before leave starts
  • Saved W-2 forms (2-3 years) — Box 14 shows CA SDI withheld
  • Calculated quarterly totals for base period; identified highest quarter
  • Flagged every period where sick pay replaced flight pay
  • Created Quarterly Summary table for EDD submission
  • Saved copies outside ADP (cloud backup or external drive) in case access is restricted on leave

Next Steps

Disclaimer: This website is an unofficial resource created by pilots for pilots. It is not affiliated with, endorsed by, or sponsored by FedEx, ALPA, The Hartford, or California EDD. Information provided is for educational purposes only and should not be construed as legal, financial, or medical advice. Always verify information with official sources and consult appropriate professionals for your specific situation.
CA SDI Navigator for FedEx Pilots
About Last Updated: May 2026